Terms & Conditions
Review the terms & conditions for Personal Fund Source. Contact our team if you have questions.
1. Acceptance of Financial Services
By registering for, accessing, or using any of our lending, investment, insurance, or payment platforms, you acknowledge you have read, understood, and agreed to these terms. Continued engagement signifies ongoing consent to our processing standards, fee schedules, and user guidelines.
2. Nature of Financial Advisory
All recommendations and insights are developed from current market conditions and the risk profile you provide. Investments carry inherent risk, including possible loss of principal. Past performance is illustrative only and is not a guarantee of future returns.
3. Loan Processing and Underwriting
Applications are subject to credit evaluation, income verification, and internal underwriting. We reserve the right to approve, adjust limits, modify rate terms, or decline financing based on risk frameworks, liquidity, bureau reports, and regulatory requirements.
4. Interest Rates and Market Fluctuations
APRs and projected yields are influenced by macroeconomic conditions, benchmark rates, and volatility. Fixed-rate products remain locked for their tenure; variable-rate agreements may adjust in line with index shifts and your contract terms.
5. Insurance Coverage Limitations
Claim approvals, payouts, premiums, deductibles, and coverage boundaries are defined by the master policy issued by the underwriting carrier. Pre-existing conditions, exclusions, and waiting periods may apply — review your documentation before execution.
6. Digital Payment Executions
Although engineered for instant settlement, processing timelines may vary due to interbank clearing cycles, anti-fraud holds, maintenance, or congestion. We accept no liability for third-party merchant delays from these dependencies.
7. Debt Relief Program Commitments
Enrolment requires adherence to deposit schedules and full disclosure of liabilities. Missed payments may lead to creditor withdrawal from negotiated terms, accrued penalties, and negative credit impacts.
8. Warranty Claims and Diagnostics
Service requests require an initial diagnostic by an authorized network technician prior to repair authorization. We may repair using refurbished or OEM-equivalent parts, or settle claims via cash payment at our discretion.
9. Fee Structures and Deductions
Advisory fees, management percentages, and maintenance costs are fully disclosed in your agreement and statements. You authorize deduction of scheduled fees from linked accounts, yield balances, or designated cards.
10. Intellectual Property of Analytics
All proprietary models, tools, dashboards, visualizers, research, and brand assets remain the exclusive property of Personal Fund Source. Users receive a limited, non-transferable licence for personal use; copying, scraping, or redistribution is prohibited.
11. Limitation of Financial Liability
To the maximum extent permitted by law, Personal Fund Source shall not be liable for direct, indirect, incidental, or consequential damages from market losses, credential compromise, downtime, or delayed executions. Aggregate liability is capped at fees paid over the preceding 12 months.
12. Modifications to Service Offerings
We may modify, suspend, or discontinue any feature or product to maintain compliance or integrate enhancements. Material changes affecting active contracts or fees are communicated in advance via email or portal alert.
The legal wording on this page is carried over from the supplied source file. Have it reviewed by qualified legal counsel and confirm it accurately reflects your services and applicable laws before publishing.